How do you know which plan you’re in?
It’s easy: just log into MySamCERA to find out which
plan you’re in. You can also contact SamCERA.
Regular Retirement
For a regular service retirement, your benefit amount will be
based upon:
- your plan formula (i.e. Plan 1, 2, 3, 4, 5, 6,or 7);
- your amount of SamCERA service credit;
- your pensionable earnings;
- your age at retirement.
In general, the longer you work and the more money you make, the
higher your monthly benefit will be.
You can find more about retirement benefits on the Retirement Planning page, or you can
read the Guide
to Your SamCERA Benefits for more detailed information.
Disability Retirement
If you become permanently incapacitated during your career, you
may be eligible for disability retirement benefits.
You can read more about disability retirement benefits here.
Service Purchases
In some cases, you may be eligible to purchase or upgrade service
credit in order to enhance your retirement benefit. You will need
to start this process prior to retirement.
Read Guide to
Your SamCERA Benefits for more information. You can also
download the Purchase Request Form on the Member Forms page.
Reciprocity
If you have worked or are planning to work for another public
agency in California, you may be eligible for reciprocity.
You can read more about it on the Reciprocity page.
Death Benefits
Upon a SamCERA member’s death, certain benefits may be payable to
a surviving spouse, domestic partner, or designated
beneficiaries.
Read Guide to
Your SamCERA Benefits for more information.